fredassiniのプロフィール

In 2024, Fred Assini celebrated his 37th year in the real estate industry, highlighting his continued leadership as Chief Executive Officer of Alpha Tech Lending since 2019. Under his direction, Alpha Tech Lending, a nationwide private asset-based lender, has simplified access to capital for real estate investors, brokers, and referral partners. Starting in the Northeast United States in 2007, the company has successfully expanded its reach nationwide, with dual headquarters in New York and Boca Raton, Florida.

Ensuring Project Success Through Strategic Lending Solutions

Dedicated and strategic, Fred has spearheaded Alpha Tech Lending's growth over the past five years. He and his team prioritize understanding the complexities of real estate projects and the intricacies of the lending process. They ensure client success at every turn by offering timely feedback, fitting loans perfectly to projects, transparent terms, and professional support.

Alpha Tech Lending's portfolio of loan programs is comprehensive: Fix & Flip, New Construction, DSCR 1-4, DSCR 5+, Bridge Loans, and Tru No Doc Loans. Fix & Flip loans are designed to assist investors in purchasing and refurbishing properties to maximize their investments. New Construction Loans offer competitive financing solutions for real estate investors, builders, and developers to buy land, develop, or build from the ground up.

Specializing in Diverse Financing Options

The company excels in DSCR (Debt Service Coverage Ratio) Loans, which are vital for buying or investing in rental properties, calculating eligibility based on expected rental income. Their expertise extends to DSCR Loans for residential over five units, mixed-use, and commercial properties, providing tailored financial solutions for varied client needs. Alpha Tech Lending also offers bridge loans for clients needing short-term funding before securing permanent financing, and their Tru No Doc Loan program approves loans based on the asset's value rather than the borrower's credit score or financial history.

Moreover, through the Alpha Tech Lending Registered Broker Partner Program, mortgage brokers and consultants working with real estate investors have a pathway to expand their businesses, offering Fix & Flip (Bridge) and Rental financing with attractive compensation and protection throughout the process.

A Career Built on Experience and Innovative Leadership

Assini's profound industry influence began with his founding of First Rehab Lending in 2012, where he provided short-term commercial loans for non-owner-occupied residential real estate. His leadership ensured that all loans were underwritten and approved in-house. This led to quick document processing, approvals, and closings, fostering long-term client relationships through top-tier service and competitive rates.

Earlier in his career, at 27, Fred established and led Franklin First Financial, growing the startup to obtain licensing in 40 states and recognition as one of the nation's top 10 mortgage makers by Mortgage Originator magazine. Under his leadership, the company diversified its offerings across consumer direct, wholesale, and reverse mortgage lending.

Commitment to Community and Personal Passions

Fred Assini's commitment extends beyond business; he actively sponsors numerous local and national charity events, from golf outings to community gatherings, demonstrating his dedication through generous contributions. His time is often spent with his family, playing golf, traveling, working out, and adhering to a health and wellness regimen.

Born in Brooklyn, New York, he is a proud alumnus of Saint John's University, where he earned a degree in finance, which paved his path into the world of private lending. Assini's career illustrates his prowess in navigating the complex landscape of real estate financing and reflects his holistic approach to business and life.